Sr. Lead Product Manager, Smart Wallet (San Jose)

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Join to apply for the Sr. Lead Product Manager, Smart Wallet role at PayPal

The Company
PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.

Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do and they push us to ensure we take care of ourselves, each other, and our communities.

Job Description Summary:
The Company PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers. We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do and they push us to ensure we take care of ourselves, each other, and our communities.

Job Description:
PayPal is on a journey to revolutionize commerce globally, and the SmartWallet plays a central role in that journey. For our consumers, the wallet makes PayPal the smartest and most rewarding way to pay. And for our merchants, the wallet helps bring them customers, amplifying their growth, loyalty and marketing campaigns.We are hiring for a Sr Lead Product Manager - SmartWallet, focused on driving exceptional customer experiences for setting up and managing the SmartWallet in the PayPal app.

Key Responsibilities:

• Champion Customers:Advocate for users, ensuring PayPal solutions meet their needs for fast, reliable, and confident transactions.
• Learn Deliberately:Develop and execute learning plans to uncover customer needs, leveraging research, data, and insights.
• Prioritize Diligently:Focus on fewer, high-impact initiatives to deliver quality outcomes efficiently.
• Seek Truth:Design experiments and conduct research to validate hypotheses and improve customer experiences.
• Execute Effectively:Lead a scrum team to bring product plans to life, delivering impactful solutions to our customers.
• Be Accountable:Own the success and failures of product experiences, maintaining accountability for both customer and business results.

Qualifications:

• An undergraduate degree or equivalent, with a preference for candidates with an MBA.
• 10+ years of hands-on software product management experience, particularly in web and mobile applications.
• Heavy consumer-facing experience, including building 0 to 1 products
• Strong technical acumen with experience integrating with multiple third-party systems.
• Proven track record of bias for action, and in developing and launching consumer products with significant daily usage.
• Strategic and tactical thinking with the ability to manage ambiguity and drive clarity.
• Resilience and adaptability; you see obstacles as opportunities and value feedback as a tool for growth.

Why PayPal?

• Work with a highly customer-centric team committed to delivering impactful solutions.
• Be part of a dynamic and fast-paced environment where your contributions will shape the future of commerce and loyalty experiences.
• Opportunity to work on innovative projects that directly improve the lives of millions of users.

PayPal is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

PayPal is committed to fair and equitable compensation practices.

Actual Compensation is based on various factors including but not limited to work location, and relevant skills and experience.

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit

The U.S. national annual pay range for this role is $169,500 to $291,500

PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. Any such request is a red flag and likely part of a scam. To learn more about how to identify and avoid recruitment fraud please visit

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, were committed to building an equitable and inclusive global economy. And we cant do this without our most important asset-you. Thats why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit

Who We Are:

To learn more about our culture and community visit

Commitment to Diversity and Inclusion

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible