Backend Engineering (San Francisco)

United States | Full time | Remote

About our client

Kovo is transforming financial access for underserved Americans. They believe everyone deserves the opportunity for economic independence. Their innovative financial empowerment platform creates pathways to credit and financial inclusion, empowering individuals traditionally excluded from financial opportunities.

They have scaled revenue 10x and improved efficiency 5x over the past two years. Their revenue per employee now exceeds 2x the 90th percentile benchmark among startups. This is a venture-scale company that has started generating positive free cash flow early in its lifecycle, resulting in less dilution for employees as they accelerate momentum without being dependent on venture funding to stay alive. They are seeking exceptional individuals eager to help scale another 10x and beyond.

Kovo is backed by Inspired Capital and Homebrew, along with founders and leaders from Plaid, Cash App, Affirm, NerdWallet, Ramp, Alloy, MoonPay, Uber, Etsy, LendingClub, Column, Carbon Health, Grindr, and more.

About you

• Energized by building software for a business focused on financial empowerment for millions of underserved individuals
• Comfortable in a high-intensity role and seeking an ambitious workload (not a 40-50 hour workweek)
• Thrive in a remote work environment
• Prior experience (5+ years) in a professional software engineering role
• Motivated to use AI, automation, and data tools in your day-to-day work to push the boundaries of what a single individual can do
• Self-starter who thrives in ambiguity, handles shifting priorities fluidly, and interfaces effectively between backend and frontend
• Worked with Node and AWS in a production setting
• Proficient with Typescript (bonus)

What you'll do

• A little bit of everything! They are a small company, and you'll be expected to pick up many different things. You'll be an early backend hire, so you'll have input in long-term architectural and technical design decisions. You'll help establish the technical foundation for the entire company.

Why you might be excited about Kovo

• Directly impact millions of underserved individuals ability to access credit
• Work with minimal bureaucracy, significant ownership, and have broad impact
• No micromanagement and will set you up to do your best work
• Salary: $150K $200K 0.05% 0.1% Offers benefits

Why you might not be excited about Kovo

• They are a small team; roles and responsibilities evolve quickly
• Priorities and projects shift as they learn and adapt
• They are still building foundational systems and processes