Commercial Loan Underwriter
Actively seeking an experienced Commercial Loan Underwriter to:
- Evaluate commercial credit requests.
- Prepare and recommend credit authorizations.
- Analyze and interpret profitability, cash flow, credit reports and financial ratios to determine if they meet guidelines.
- Evaluate and verify collateral.
- Analyze borrower's competitive and economic sensitivities, general business conditions and management.
- Determine borrower credit worthiness/risk factors, and recommend risk mitigation measures.
- Prepare credit authorization memorandum (CAM) and recommend credit approval. Includes financial review report and opinion of credit risk.
- Prepare problem loan report and comment on current financial status of borrower.
- Assist account officers with management of loan portfolios.
Job Requirements
- 5+ years of C&I and CRE loan underwriting experience
- Bachelor’s degree in business, accounting or equivalent training and experience(preferred)
- Knowledge of commercial credit products, concepts, processes, and functions
- Knowledge of business management and planning tools, including financial statements and ratios, budgets, inventory and accounts receivable turnover
- Ability to analyze and interpret financial statements, business reports and legal documents
- Knowledge of applicable federal/state banking regulations Effective math skills, including ratios, percentages, interest and amortization
- Good judgment and problem solving skills
For further consideration towards this and/or other opportunities please inquire confidentially to [email protected] or call 916-850-2437. All inquiries held in strict confidence. Thank you for your interest.
Recommended Jobs
Accounts Payable Processor, Corporate Office, Irvine, CA
Are you searching for an exciting and stable career with an industry leader with a reputation of professionalism and superior customer service? If you are looking for a full-time position which comes…
Full Stack Software Engineer
Roadz is building an innovative big data platform for the connected cars market. We are looking for passionate individuals who are interested in joining Roadz at an early stage to help shape this rap…
Registered Veterinary Technician (RVT)
is seeking an Experienced Registered Veterinary Technician (RVT) to join our growing feline only hospital in beautiful Pacifica, CA. Full time or part time positions available. Who We Are: …
Depot Design/Test Engineer
Description T3W Business Solutions, Inc. is a Woman-Owned Small Business with Headquarters located in San Diego, CA. It is our mission to help our clients develop strategies to optimize their us…
Marketing Operations - Manager / Senior Manager
Veeva Systems is a mission-driven organization and pioneer in industry cloud, helping life sciences companies bring therapies to patients faster. As one of the fastest-growing SaaS companies in histo…
Fitness Trainer
*In order to be considered as a candidate for this position, it is required you complete the 2nd step application. Upon clicking "Submit Application", you will be directed to this 2nd step"* The…
Systems Test Engineer
Our mission at Skyryse is nothing less than a new era in flight, where fatalities are nearly zero, piloting any aircraft is simple and safe, and the sky is accessible to all. SkyOS, our industry-firs…
Senior FullStack Software Engineer
Required Skills and Experience: Proficiency in Next.js and React Experience with TypeScript and Tailwind CSS Strong understanding of state management (using Zustand, Redux, etc.) Expertise…
Senior Product Manager
Who We Are Workhelix is a tech-enabled services company with a single goal: helping organizations get the most out of their AI investments. Our people and software combine to give leaders answe…
Accounts Payable Manager
Revolution Medicines is a clinical-stage precision oncology company focused on developing novel targeted therapies to inhibit frontier targets in RAS-addicted cancers. The company’s R&D pipeline co…