Senior Product Manager

Role Summary:

About Us:

Soar is a global fintech startup that specializes in financing and investment. Currently headquartered in Saudi Arabia, Soar is growing throughout the region with a mission to help people achieve their financial goals with innovative financial and property investment solutions and tools through its multi-purpose platform, designed to offer a simple and seamless user experience.

Role Summary:

As the Senior Product Manager for LMS, you will own the end-to-end lifecycle of our lending platform. You will bridge the gap between complex banking logic and a seamless user experience. You will be responsible for building a robust, SAMA-compliant engine that handles everything from loan origination and underwriting to servicing and collections.

Key Responsibilities:

1. Product Strategy & RoadmapOwn the LMS Vision: Define the long-term vision for the Loan Management System, ensuring it supports diverse lending products (Mortgages, Bridge Loans, Rent-to-Own).Market Alignment: Stay ahead of KSA fintech trends, analyzing competitors and emerging technologies (Open Banking) to keep Soar at the forefront of the Proptech sector.Prioritization: Manage the product backlog, balancing feature development, technical debt, and regulatory requirements.

2. LMS & Banking ExecutionCore Banking Logic: Design and implement complex calculation engines for amortization schedules, interest rates (fixed/variable), and penalty logic compliant with Islamic Finance principles (Murabaha, Ijarah).Integrations: Lead the integration strategy with third-party banking services and national infrastructure, including SIMAH (credit bureau), Nafath (IAM), Yakeen, and SADAD (payments).Workflow Automation: Automate the loan lifecycle—origination, underwriting decisioning, disbursement, repayment tracking, and delinquency management—to reduce manual operational load.

3. Compliance & OperationsRegulatory Adherence: Ensure all product features strictly comply with SAMA (Saudi Central Bank) regulations and cybersecurity frameworks.Reporting: Build modules for regulatory reporting and internal financial reconciliation.Cross-Functional Leadership: Work closely with Engineering to define technical specs (APIs,microservices) and with Risk/Compliance teams to embed credit policies into the product.

Qualifications:

• 5+ years in Product Management, with at least 3 years specifically in Fintech, Lending, or Core Banking.
• Deep understanding of the Loan Lifecycle (Origination\rightarrow Servicing\rightarrow Collections).
• Technical Fluency: Comfortable discussing API integrations, database structures, and microservices architectures with engineers.
• Regulatory Knowledge: Familiarity with SAMA regulations and KSA financial infrastructure (SIMAH, Nafath, Open Banking KSA) is highly preferred.

Skills:

• Ability to map out complex financial workflows and edge cases.
• Proptech Interest: Passion for real estate, mortgages, and solving housing accessibility problems.
• Bilingual: Fluency in English is required; fluency in Arabic is a strong plus for understanding local regulations and user nuance.
• Startup DNA: You are comfortable with ambiguity, move fast, and are willing to get your hands dirty to ship value.

Key responsibilities:

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