Equity Underwriter

Description

Position at loanDepot

Our mission is simple: to make our customers’ home finance, lending and home services transactions simple, easy and innovative. We lean into what’s about to be and lead by example, transforming our customers’ financial future in ways that make a difference.

We’re looking for big thinkers, hands-on doers and customer-oriented rockstars who want to bring their best and be the best. If that’s you, come join us!

loanDepot — We are America’s Lender.

Position Summary:

Responsible for underwriting second mortgage loan applications for special products and performs credit reviews in accordance with company policies and procedures.

Responsibilities:

• Responsible for underwriting loan applications and performs income and credit review on borrower applications.
• Responsible for decision quality and manufacturing quality of all loans within the division.
• Assesses loan attributes and documentation for soundness and accuracy.
• Receives inbound borrower calls to assist with the loan process.
• Communicates to customers regarding any applicable additional requirements.
• Achieves monthly production goals while maintaining quality standards.
• Provides exceptional customer service both verbally and written.

Requirements:

• 3+ years’ experience in frontline Underwriting required. Non-1st mortgage products highly preferred.
• Experience in Consumer Lending Underwriting and Risk Analysis required.
• Expert knowledge of credit, income, fraud analysis, and tax returns.
• Knowledge of Self-employed borrower criteria highly preferred.
• Tech savvy & a quick learner of systems utilizing all loanDepot programs & vendors.
• Detail-oriented and accurate.
• Professional, proactive and solution oriented.
• Exceptional verbal, written and interpersonal communication skills.
• Ability to work well under pressure and adjust to varied workload in fast paced environment.

Why work for #teamloanDepot:

• Inclusive, diverse and collaborative culture where people from all backgrounds can thrive.
• Work with other passionate, purposeful and customer-centric people.
• Extensive internal growth and professional development opportunities including tuition reimbursement.
• Comprehensive benefits package including Medical/Dental/Vision.
• Wellness program to support both mental and physical health.

About loanDepot:

loanDepot (NYSE: LDI) is a digital commerce company committed to serving its customers throughout the home ownership journey. Since its launch in 2010, loanDepot has revolutionized the mortgage industry with a digital-first approach that makes it easier, faster, and less stressful to purchase or refinance a home. Today, as the nation's second largest non-bank retail mortgage lender, loanDepot enables customers to achieve the American dream of homeownership through a broad suite of lending and real estate services that simplify one of life's most complex transactions. With headquarters in Southern California and offices nationwide, loanDepot is committed to serving the communities in which its team lives and works through a variety of local, regional, and national philanthropic efforts.

We are an equal opportunity employer and value diversity in our company. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.