Product Manager (Remote)

POSITION SUMMARY
The Product Manager position is responsible for analyzing and developing product recommendations, including Underwriting guidelines, to ensure a reasonable rate of return for the member carriers. They will use data and insights to develop new business strategies and reporting.

PRINCIPAL DUTIES & RESPONSIBILITIES
• Leads research, analysis, and testing of product changes, roll outs, and channel enhancements.
• Manages and maintains Underwriting Rate and Rule manuals.
• Drafts and maintains policy forms, Dec pages, disclosures, applications, and notices.
• Collaborates with actuarial staff to prepare state rate, rule and form filings and respond to state insurance department inquiries.
• Conducts research and analysis to provide product and guideline recommendations.
• Facilitates ad-hoc analysis on specified or varied metrics.
• Directs team to pull data and analyze metrics regarding Underwriting practices and recommend efficiencies in work processes and vendor/internal tools.
• Prepares presentations in support of rate changes and other strategic decisions.
• Uses knowledge of state regulatory guidelines and constraints to ensure product compliance.
• Leads project efforts, collaborating with other departments when needed, to explore business problems, resulting in improvements to underwriting processes and performance results.
• Ensures timely and accurate application of all underwriting, premium, and policy compliance guidelines and processes supported by meaningful measurements and regular reporting of results.
• Performs additional duties and/or special projects as required.

EDUCATION & EXPERIENCE
• Bachelor’s Degree required.
• Minimum 3 years of experience in a similar role with California property product required.
• Strong working knowledge of P&C policy contracts.
• Knowledge of ISO dwelling property and commercial property insurance policy language and procedures is a plus.
• Demonstrates strong understanding of rate making principles and processes.
• Skilled in research and analysis, forming a business case, recommending process improvements, implementing product changes.
• Ability to work autonomously and is self-directed in accomplishing deliverables.
• Ability to handle multiple tasks, in a timely manner, on a continual basis under strict deadlines.

• Excellent verbal/written communication skills, including ability to make effective presentations.
• Proficiency in Microsoft Office Suite.
• Proven organization and time management skills