SW Engineer

Visa’s Technology Organization is a community of problem solvers and innovators reshaping the future of commerce. We operate the world’s most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people. While working with us you’ll get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms.

The Opportunity:

We are seeking an experienced AI/ML Engineer passionate about developing LLM-based applications and scalable AI pipelines. This role focuses heavily on building next-generation AI capabilities for Visa’s Corporate Finance systems, specifically within the Sourcing and Collections domain.

You will work on applications spanning:

• Oracle eBusiness Suite (R12)
• Ariba
• Zip
• Other sourcing, procurement, invoicing, and collections‑related systems

The ideal candidate has experience developing multiple AI-driven products and is comfortable leading development across multiple AI/ML workstreams.

The Work itself:

• Design and build enterprise-grade scalable, resilient solutions and AI-driven capabilities integrated with Oracle eBusiness Suite (R12), Ariba, Zip, and other Corporate Finance systems
• Collaborate cross‑functionally to create design artifacts and develop world‑class software solutions supporting Visa’s Source‑to‑Collection (S2C) operations
• Enhance end‑to‑end workflows across sourcing, procurement, supplier management, invoicing, payments, and collections
• Leverage advanced AI/ML and modern engineering technologies to build next‑generation financial systems that improve operational efficiency, automation, and intelligent decision-making
• Contribute to product quality, service innovation, and new business flows across multiple agile squads

Essential Functions:

• Lead and deliver major AI engineering workstreams
• Guide engineering teams on developing new LLM-based applications and enhancing existing AI products
• Improve productivity by embedding AI into workflows
• Serve as the design authority for AI initiatives
• Shape best practices, standards, and methodologies for AI development
• Support 70% AI-focused work and 30% core automation and application development, including infrastructure automation to assess current processes and propose LLM‑driven optimizations
• This role offers a strong opportunity to expand your expertise in the Corporate Finance Sourcing and Collections ecosystem while driving meaningful impact across Visa.

The Skills You Bring:

• Energy & Curiosity: A growth mindset and passion for tackling large-scale engineering challenges
• Innovation: Ability to challenge the status quo and explore creative, non-traditional solutions
• Builder Mentality: Experience designing, deploying, and scaling modern services and web applications
• Energy and Experience: A growth mindset that is curious and passionate about technologies and enjoys challenging projects on a global scale
• Challenge the Status Quo: Comfort in pushing the boundaries, ‘hacking’ beyond traditional solutions
• Learner: Constant drive to learn new technologies such as Angular, React, Kubernetes, Docker, etc.
• Partnership: Experience collaborating with Product, Test, Dev-ops, and Agile/Scrum teams

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Basic Qualifications

• 0.6-2 years of relevant work experience with a Bachelor’s Degree or at least 0.6-2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD)

Preferred Qualifications

• 0.6-2 years of relevant work experience with a Bachelor’s Degree or at least 0.6-2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD)
• Experience in software engineering with coding languages such as Java and Python.
• Experience in Oracle eBusiness Suite (R12), Ariba, Zip, or other sourcing, procurement, invoicing, and collections‑related system

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for this position is 97,800.00 to 152,100.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.