Fraud Analyst

HFD
Bakersfield, CA
Description

Location:

Remote

Are You EPIC? At HFD, Our Core Purpose Is To Help The Underserved Live Healthier. To Accomplish This Mission, We Ensure Our Team Embodies Our E.P.I.C. Values

  • Excellence: Always exceeding expectations!
  • Passionate: Executing with boldness!
  • Innovative: Pioneering a better way!
  • Collaborative: Together we win!

Position Overview: As a Fraud Analyst at HFD, you will play a crucial role in identifying, investigating, and mitigating fraudulent activities within our consumer lending operations. Reporting to the Portfolio Administration Manager, you will collaborate with cross-functional teams to protect both the company and our customers from financial fraud.

Key Responsibilities

  • Monitor and analyze transaction data to identify potentially fraudulent activities.
  • Investigate suspicious transactions and patterns, document findings and recommend actions.
  • Collaborate with internal teams to enhance fraud detection and prevention strategies.
  • Assist in the development and implementation of fraud detection tools and techniques.
  • Stay informed about industry trends and regulatory changes related to fraud prevention.
  • Prepare regular reports on fraud metrics and trends for management review.

Requirements

  • Bachelor’s degree or equivalent experience in finance, risk management, data analytics, or a related field.
  • 1–2 years of experience in fraud prevention, risk management, or a related analytical role.
  • Basic understanding of card processing, ACH/NACHA rules, or online payment transactions.
  • Strong analytical and problem-solving skills.
  • Ability to work independently and manage multiple priorities.
  • Good written and verbal communication skills.
  • Comfort working with data tools or willingness to learn (Excel, SQL, or similar).

Preferred Qualifications

  • Experience in consumer lending, fintech, or banking operations.
  • Familiarity with fraud detection tools or analytics platforms (e.g., Tableau, Power BI, Python).
  • Understanding of regulatory requirements relevant to fraud prevention (e.g., OFAC, Red Flag Rules).
  • Experience investigating or reporting on fraudulent activity.
  • Ability to translate complex data into actionable recommendations.
  • Vouch KYC experience
  • Lexis Nexis KYB experience

Benefits

  • Medical, Dental, Vision Insurance
  • 401k with 4% company match.
  • Time off: Unlimited PTO, 6 days of paid sick time, plus 6 paid holidays and 1 floating federal holiday
  • EPIC company culture
Posted 2026-01-15

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