Senior Full-Stack Software Engineer, Benefits and Rewards

The role:

We are seeking a Senior Full-Stack Engineer for the Member Benefits and Rewards team. We are responsible for member-facing SoFi Plus benefits like credit card cash back and the 1% investment match. We are also responsible for SoFi's newest subscription - SoFi Plus, which is an important project for the company. Our team manages member-facing features in SoFi's app and website as well as the backend streaming services that support this front-end experience. This provides ample opportunities for the SDE to gain full-stack experience and showcase their skill set in a company priority initiative.

What you'll do:

• Architect and scale high-performance systems and services that drive member growth and engagement.


• Collaborate cross-functionally with Product, Design, Engineering, and Data Science teams to translate business needs into scalable technical solutions.


• Mentor and inspire engineers through code reviews, technical leadership, and fostering a culture of innovation and collaboration.


• Solve complex challenges across infrastructure, data pipelines, and backend services to ensure systems are robust, reliable, and future-proof.


• Drive innovation by identifying opportunities for new technologies, AI/ML-driven marketing, and process improvements to member adaption, engagement


• Own the full lifecycle of projects—from ideation to deployment, monitoring, and continuous improvement.

What you’ll need:

• Bachelor’s Degree in Computer Science or related field.


• 5+ years of software engineering experience, with a proven track record of delivering scalable, production-grade applications.


• Full-stack experience, including frontend (React, TypeScript) 


• Strong backend expertise in Java, Kotlin, or C#, with experience in frameworks like Spring Boot.


• Experience designing and deploying microservices in a cloud-native environment (Kubernetes, Docker, Kafka, AWS).


• Proficiency in relational databases (PostgreSQL) and ORMs with an ability to optimize data access patterns.


• Ability to balance engineering excellence with business impact, prioritizing high-value initiatives.


• Strong problem-solving skills and a passion for delivering efficient, well-tested, and maintainable solutions.


• Excellent communication skills and ability to collaborate cross-functionally with marketing, product, and data teams.

Nice to have:

• Interest in personal finance, fintech, or SoFi’s mission.