Commercial Loan Officer - Owner/User & Seller Financing

We are launching a new Commercial Lending Division and seeking an experienced Commercial Loan Officer with deep owner-user and seller/user financing experience to help build and lead this platform alongside our established commercial real estate brokerage.

This role is ideal for a lender who thrives on face-to-face dealmaking, in-person collaboration, and being the trusted financing authority — not someone looking for a remote or purely transactional position.

What You’ll Do

• Originate and structure owner-user, seller/user, and commercial real estate loans — including complex deal scenarios
• Work onsite in our Ontario office, partnering directly with commercial brokers and leadership
• Lead in-person financing trainings and deal-structuring sessions to increase agent confidence and referral quality
• Leverage consistent, built-in deal flow from an active brokerage while growing your own pipeline
• Serve as the go-to financing expert for brokers, owners, and investors
• Help design processes and best practices as the lending division is built from the ground up

This Role Is a Strong Fit If You

• Have hands-on experience with owner-user and seller/user commercial financing
• Enjoy teaching, advising, and structuring deals in live settings
• Prefer in-office collaboration over remote lending models
• Value relationship-driven lending and broker partnerships
• Want leadership influence and long-term growth — not just transactions

Requirements

Required Experience & Background

• 5+ years in commercial, bank, or private lending
• Proven success structuring owner-user commercial transactions
• Existing referral network or book of business preferred
• Ability to work onsite in Ontario, CA
• Strong presentation and advisory communication skills
• Entrepreneurial, commission-driven mindset
• California DRE license (required or obtainable before start)

Benefits

Compensation & Earning Potential

• Commission-based split, uncapped earnings
• $3,000 guaranteed first-month base (not deducted from commissions)
• Ongoing monthly draw against commissions
• Additional 0.25 bps based on funded loan volume
• Sign-on bonus possible for candidates with active pipeline

Typical Earnings:

• Consistent producer: $100K+
• Strong producer: $200K+
• Top performers: Unlimited upside

You’ll Also Receive

• Full CRM and operational support
• Built-in referral flow from established brokerage
• Direct access to leadership
• Early leadership influence in a growing division

Why This Role Stands Out

• Immediate deal flow from an active commercial brokerage
• Launch-stage leadership opportunity
• High broker visibility and influence
• A seat at the table as the division grows