Senior software engineer - cash account

Innovate with purpose

At BILL, we believe in empowering the businesses that drive our economy. By replacing outdated financial processes with innovative tools, we help businesses—from startups to established brands—make smarter decisions and gain control of their operations. And we don’t stop there: we’re creating the future of financial automation so businesses can spend more time on what matters.

Working here means you become part of a vision-driven team that’s ready to tackle challenges and build cutting-edge solutions. We value purpose, drive, and curiosity—and we thrive in a fast-paced, ever-changing environment. Whether in one of our offices in San Jose, CA, Draper, UT, or working remotely, BILLders collaborate to deliver real impact for businesses that need more time in their busy weeks.

BILL builds high performing teams and we seek to hire the best talent for every role. We're committed to building a workplace that fosters inclusion and diverse perspectives, valuing each person’s unique skills and experiences. We’d love to hear from you—you might be just what we’re looking for, whether in this role or another.

✨ Let’s give businesses more time for what matters.

Make Your Impact Within a Rapidly Growing Fintech Company

Engineering at BILL builds the platforms that power how businesses move and manage money at scale. BILL’s Cash Account team powers the day-to-day money movement experience for our customers, giving businesses a secure, intuitive way to hold and use their funds. As a Senior Software Engineer on this team, you will design and deliver backend services that power payments, cash flow, and financial operations, owning projects from early design through production rollout and ongoing optimization. You will help shape a rapidly evolving product area while partnering closely with product, design, and other engineering teams. This team operates with a startup mentality, having built a 0-to-1 product. This is your opportunity to work in a collaborative, high-growth environment where your technical expertise will directly influence BILL’s vision to empower businesses through financial automation.

Responsibilities

• Design, implement, and operate backend services that power BILL Cash Account across payments, cash flow, and financial operations.
• Own features and projects end-to-end, from technical design and implementation through testing, deployment, and ongoing maintenance in production.
• Collaborate with product, design, and cross-functional engineering teams to translate business and customer needs into scalable technical solutions.
• Improve the reliability, performance, and scalability of our services by driving initiatives in observability, resiliency, and operational excellence.
• Uphold a high bar for code quality through thoughtful design, code reviews, automated testing, and clear documentation.
• Integrate with internal and external financial systems and APIs, ensuring correctness, security, and compliance across money-movement flows.
• Contribute to the evolution of the team’s architecture, standards, and best practices, and provide technical guidance to more junior engineers.

We’d Love To Chat If You Have

• Bachelor’s degree in Computer Science or a related field (Master’s a plus); typically 5+ years of professional software engineering experience
• Strong understanding of large-scale web applications and distributed systems—including deployment, capacity planning, monitoring, and incident management
• Proven ability to evaluate trade-offs and collaborate across teams on complex technical and business initiatives
• Proficiency in designing and implementing RESTful APIs and working with relational and/or NoSQL databases in a cloud-based environment.
• Demonstrated ability to break down complex problems, collaborate effectively with cross-functional partners, and communicate clearly with both technical and non-technical audiences.
• A product mindset and passion for building secure, reliable financial experiences that solve real customer problems and deliver measurable impact.
• Contribute to code reviews, share technical knowledge, and mentor junior team members to elevate team performance.
• Proactively identify areas for process and system improvements, recommending and implementing enhancements to drive product quality and efficiency.
• Experience leveraging Gen AI technologies to accelerate software engineering by designing prompts, rigorously evaluating outputs, and integrating LLMs.

Visa Sponsorship:

Please note that this position is not eligible for visa sponsorship. Applicants must have authorization to work in the United States without requiring visa sponsorship now or in the future.

The estimated salary range for this role is noted below for our San Jose based role. Our ranges for each role and job level are based on a variety of factors including candidate experience, expertise, and geographic location and may vary from the amounts listed above. The role is also eligible for a competitive benefits package that includes: medical, dental, vision, life and disability insurance, 401(k) retirement plan, flexible spending & health savings account, paid holidays, paid time off, and other company benefits.

San Jose pay range

$148,800—$178,500 USD

What’s in it for you?

Redefining how businesses automate their work is a fast-paced, exciting, and fun environment. But we also have benefits and perks to ensure the magic isn’t only experienced by our customers, but by our employees as well.

Here is a preview of some of the amazing benefits here at BILL:

• 100% paid employee health, dental, and vision plans (choose HMO, PPO, or HDHP)
• HSA & FSA accounts
• Life Insurance, Long & Short-term disability coverage
• Employee Assistance Program (EAP)
• 11+ Observed holidays and wellness days and flexible time off
• Employee Stock Purchase Program with employee discounts
• Wellness & Fitness initiatives
• Employee recognition and referral programs
• And much more

Don’t believe us? Check out our culture, benefits, and teams on our career site, LinkedIn Life, or YouTube pages.

BILL is an Equal Opportunity Employer. We believe our best ideas come from the unique stories, perspectives, and experiences of our team members. We welcome people of all backgrounds, abilities, and identities to bring their authentic selves and contribute to our culture.

We are committed to a transparent, inclusive hiring process that reflects our values. If you need accommodations at any stage, please contact [email protected]. To ensure a fair evaluation, our Candidate Integrity Policy prohibits the use of unapproved external assistance, including generative AI, during live interviews or assessments. Doing so will result in a review and potential disqualification.

Our Applicant Privacy Notice describes how BILL treats the personal information it receives from applicants.