Commercial Loan Processor

Job Summary

We are seeking a Commercial Loan Processor for a direct hire opportunity in Aliso Viejo, CA. This role is ideal for a driven mortgage lending professional who thrives in a fast-paced commercial, hard money, or real estate lending environment and enjoys managing loan files from commitment through closing.

The Commercial Loan Processor will support a high-volume origination pipeline, coordinate with brokers, borrowers, escrow, title, insurance, appraisers, and internal lending teams, and help deliver a responsive, professional customer experience. This is a strong opportunity for someone who is highly organized, detail-oriented, confident under pressure, and motivated by measurable results.

The work environment is built for high performers who value accountability, teamwork, clear communication, and operational excellence. The right candidate will enjoy working with leadership that values initiative, problem-solving, responsiveness, and a true ownership mentality.

Key Responsibilities

- Manage a commercial mortgage loan pipeline with a focus on speed, accuracy, compliance, and exceptional broker and borrower service.
- Lead daily origination meetings and provide clear updates on active deals, priorities, timelines, and potential closing obstacles.
- Issue loan commitments, borrower packages, disclosures, loan documents, and supporting documentation for completion and signature.
- Schedule borrower Zoom interviews and gather key information related to ability to repay, borrower background, and use of proceeds.
- Coordinate with title, escrow, insurance providers, appraisers, brokers, and internal teams to support timely loan closings.
- Track pipeline activity, maintain accurate data, document broker outreach, and support broker relationship management.

Compensation and Benefits

- Direct hire opportunity.
- Salary range: $72,800 to $83,200 per year.
- Location: Aliso Viejo, CA.

Equal Opportunity Employer / Disabled / Protected Veterans

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For temporary assignments lasting 13 weeks or longer, AppleOne is pleased to offer major medical, dental, vision, 401k and any statutory sick pay where required.

We are committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation for any part of the employment process, please contact your staffing representative who will reach out to our HR team.

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We also consider for employment qualified applicants regardless of criminal histories, consistent with legal requirements, including, if applicable, the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. Pursuant to applicable state and municipal Fair Chance Laws and Ordinances, we will consider for employment-qualified applicants with arrest and conviction records, including, if applicable, the San Francisco Fair Chance Ordinance. For Los Angeles, CA applicants: Qualified applications with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act.

Additional Skills

Required Qualifications and Skills

- Process and close commercial mortgage loan files while supporting an annual origination volume target of approximately $100M.
- Issue loan commitments quickly and prepare borrower loan packages, timelines, appraisal orders, preliminary title, and escrow requests.
- Close loans within aggressive timelines, including 7 to 10 business day closing expectations when documentation and conditions are complete.
- Maintain broker communication, follow-up activity, and pipeline documentation with accuracy and urgency.

- Two or more years of mortgage lending experience, with commercial lending, hard money lending, processing, underwriting, compliance, or origination experience strongly relevant.
- Knowledge of loan documents, credit documents, insurance documents, hazard insurance, flood insurance, closing documents, legal documents, HUD-1 statements, promissory notes, deeds of trust, and assignments.
- Experience reviewing title and escrow documentation, including preliminary title reports and closing requirements.
- Ability to manage multiple priorities and 15 to 25 active loan files in a deadline-driven lending environment.
- Strong proficiency with data entry, PDF software, Microsoft Word, Microsoft Excel, and mortgage industry software systems.
- Excellent verbal and written communication skills with the ability to work effectively with brokers, borrowers, investors, vendors, and internal teams.
- Strong attention to detail, organization, follow-through, and responsiveness.
- Ability to work independently and collaboratively while demonstrating sound judgment, accountability, and professionalism.
- Understanding of compliance requirements, including business and investment purpose transactions versus consumer transactions.

Preferred Qualifications

- Existing relationships with mortgage loan brokers, escrow officers, title officers, appraisers, and other real estate lending professionals.
- Experience in hard money, private money, commercial real estate, bridge lending, or investor-purpose lending.
- Proven ability to improve workflows, remove bottlenecks, automate repetitive tasks, and support scalable lending operations.
- High-drive, service-oriented personality with confidence, persistence, decisiveness, emotional steadiness, and a positive professional presence.