Software Engineer, Lending Products

Parafin
San Francisco, CA

About Us:

At Parafin, we’re on a mission to grow small businesses.

Small businesses are the backbone of our economy, but traditional banks often don’t have their backs. We build tech that makes it simple for small small businesses to access the financial tools they need through the platforms they already sell on.

We partner with companies like DoorDash, Amazon, Worldpay, and Mindbody to offer fast and flexible funding, spend management, and savings tools to their small business users via a simple integration. Parafin takes on all the complexity of capital markets, underwriting, servicing, compliance, and customer service for our partners.

We’re a tight-knit team of innovators hailing from Stripe, Square, Plaid, Coinbase, Robinhood, CERN, and more — all united by a passion for building tools that help small businesses succeed. Parafin is backed by prominent venture capitalists including GIC, Notable Capital, Redpoint Ventures, Ribbit Capital, and Thrive Capital. Parafin is a Series C company, and we have raised more than $194M in equity and $340M in debt facilities.

Join us in creating a future where every small business has the financial tools they need.

About the Position

We are looking for a user-focused software engineer to join our Lending Products team in San Francisco to help build a scalable platform that will help power the suite of Parafin’s financial offerings. The Lending Products team owns the user journey for all of Parafin’s financing products. You will work with stakeholders across the company to launch several new products and regularly experiment with our existing products to improve the end-user experience. You will own our core lending platform and also help identify, prioritize, and execute on infrastructure opportunities to accelerate product development and maintain high levels of reliability.

What You’ll Be Doing:

  • You will contribute to the development of our core lending platform and user flows across all Parafin lending products.

  • You will help identify, own, and implement improvements to our infrastructure to support product development and enhance system reliability.

  • You will collaborate with team members and stakeholders across the company to help design and build new products and experiments.

What We’re Searching For:

  • 2+ years of experience working in a backend engineering role, ideally in a product-focused environment.

  • You care deeply about building high-quality software and take pride in your work.

  • You are eager to contribute to the development of new products and features from the ground up.

  • You have a solid understanding of engineering fundamentals and a desire to continue learning.

  • You are excited about working on a small team and playing a key role in our company’s growth.

What We Offer

  • Salary Range: $165k - $180k

  • Equity grant

  • Medical, dental & vision insurance

  • Unlimited PTO & work from home flexibility

  • Commuter benefits

  • Free lunches

  • Paid parental leave

  • 401(k)

  • Employee assistance program

If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please contact us.

Posted 2025-11-28

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