Senior Product Manager (Credit Cards)

We’re looking for a Senior Product Manager to join our Credit Cards team — someone who combines strategic business thinking with hands-on product development skills to deliver exceptional customer experiences and measurable business impact. This role is critical to driving spend, engagement, and revenue growth while strengthening payment capabilities, improving delinquency prevention, and ensuring we deliver high-quality, user-centered solutions.

You’ll lead initiatives end-to-end — from uncovering opportunities and crafting compelling business cases, to shaping strategy, launching, and iterating based on results. Early priorities will center on increasing cardholder engagement and spend, with potential to lead impactful initiatives such as developing new card offerings, enhancing loss prevention capabilities, and expanding autopay adoption.

Prosper is on a mission to advance financial well-being through innovative, customer-centric products. Credit cards are a key pillar of that vision — giving customers more control over their finances while creating opportunities for smarter spending, greater engagement, and long-term growth.

Problems You Will Solve

• Lead end-to-end product development — from discovery and business case creation to launch, adoption, and ongoing optimization.
• Partner with analytics to measure performance, identify opportunities, and make data-driven decisions to improve spend, engagement, and retention.
• Drive a best-in-class customer experience through thoughtful product design, user flows, and feature execution.
• Own and evolve the roadmap for key cardholder initiatives, ensuring alignment with business objectives and customer needs.
• Work closely with cross-functional partners in engineering, design, marketing, credit risk, legal, and operations to deliver products on time and to spec.
• Champion continuous learning by running experiments, gathering feedback, and iterating quickly.
• Bring strong execution discipline, ensuring projects hit milestones and deliver impact.

About You

• A bachelor’s degree in Business, Economics, Computer Science or related field
• 6–10 years of product management experience, ideally in fintech, payments, or consumer financial services.
• Identify, size, and validate new business opportunities, turning insights into actionable product strategies.
• Proven ability to translate business objectives into exceptional user experiences that drive measurable results.
• Track record of leading high-impact launches and growing adoption post-launch.
• Strong analytical and problem-solving skills; comfortable with metrics, A/B testing, and performance monitoring.
• Skilled at balancing business, customer, and technical needs in decision-making.
• Exceptional collaboration skills — able to build strong, trust-based relationships across functions, influence without authority, and work through challenges constructively.
• Excellent communication and storytelling skills; able to influence at all levels.
• Self-starter with extreme ownership — you proactively identify problems, find solutions, and drive them to completion.
• Comfortable in a fast-paced, dynamic environment where priorities can shift quickly.
• Coachable and growth-oriented — open to feedback and committed to continual improvement.

What We Offer

• The opportunity to collaborate with a team of creative, fun, and driven colleagues on products that have an immediate and significant impact on people’s lives
• The opportunity to work in a fast-paced environment with experienced industry leaders
• Flexible time off, comprehensive health coverage, competitive salary, paid parental leave
• Wellness benefits including access to mental health resources, virtual HIIT and yoga workouts
• A bevy of other perks including Udemy access, childcare assistance, pet insurance discounts, legal assistance, and additional discounts.

$169,000 - $232,000 a year

Compensation details: The salary for this position is $169,000 - $232,000 annually, plus bonus and generous benefits. In determining your salary, we will consider your location, experience, and other job-related factors.

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About Us

Founded in 2005 as the first peer-to-peer marketplace lending platform in the U.S., Prosper was built on a simple idea: connect people who want to borrow money with those who want to invest. Since inception, Prosper has helped more than 2 million people gain access to affordable credit with over $27 billion in loans originated through its platform. Our mission is to help our customers advance their financial well-being through a variety of products including personal loans, credit, home equity lines of credit (HELOC), and our newest product, HELoan. Our diverse culture rewards accountability and cross functional teamwork because we believe this encourages innovative thinking and helps us deliver on our mission.

We’re on a mission to hire the very best, and we are committed to creating exceptional employee experiences where everyone is respected and has access to equal opportunity. We realize that new ideas can come from everywhere. It is important to us that every hire connects with our vision, mission, and core values. Join a leading fintech company that’s democratizing finance for all!

Our Values

Diversity expands opportunities

Collaboration creates better solutions

Curiosity fuels our innovation

Integrity defines all our relationships

Excellence leads to longevity

Simplicity guides our user experience

Accountability at all levels drives results

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California applicants: please click here to view our California Consumer Privacy Act (“CCPA”) Notice for Applicants, which describes your rights under the CCPA:

At Prosper, we're looking for people with passion, integrity, and a hunger to learn. We encourage you to apply even if your experience doesn't precisely match the job description. Your unique skill set and diverse perspective will stand out and set you apart from other candidates. Prosper thrives with people who think outside of the box and aren't afraid to challenge the status quo. We invite you to join us on our mission to advance financial well-being.

Prosper is committed to an inclusive and diverse workplace. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical​​​ condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law, including the San Francisco Fair Chance Ordinance. Prosper will consider for employment qualified applicants who are non-US citizens and will provide green card sponsorship.