Product Owner, Acceptance Network Gateways
Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.
At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world.
Progress starts with you.
Job Description
Visa powers the world's most advanced payment network- VisaNet -which processes billions of transactions securely and reliably every year. We connect people, businesses, and economies to enable seamless commerce everywhere.
What We Do
VisaNet is more than a Visa-only platform; it's a universal payment gateway that enables acquirers and merchants to connect once and support all major card brands through a single integration.
Instead of managing multiple specifications for different networks, partners send transactions in the Visa format , and VisaNet seamlessly transforms them into the appropriate formats expected by these networks. This approach delivers:
- Simplified Integration: One connection to Visa for all card brands.
- Lower Operational Costs: Reduced overhead from maintaining multiple systems.
- Faster Innovation: Accelerated time-to-market for new payment capabilities.
- Global Reliability: Consistent security and compliance across every transaction.
By removing complexity and driving efficiency, Visa empowers businesses to focus on growth and customer experience while we handle the heavy lifting of multi-brand payment processing.
Join us in shaping the future of payments-where simplicity meets global scale.
We are seeking candidates with a strong focus on card-based payments processing , including a deep understanding of end-to-end transaction flows, ISO message formats, and field-level details. Comprehensive knowledge of how payment messages are structured and transmitted, as well as expertise in interpreting and troubleshooting ISO 8583 messages, is essential for this role. The ideal candidate will demonstrate the ability to analyze transaction lifecycles and ensure seamless payment experiences through technical proficiency in industry-standard messaging protocols.
Responsibilities
- Design and implement solutions that enable multi-brand transaction processing through VisaNet.
- Collaborate with acquirers, merchants, competitors and internal teams to ensure seamless integration.
- Develop and maintain technical specifications and documentation for partners.
- Troubleshoot and resolve issues related to transaction routing and data transformation.
- Drive innovation and process improvements to enhance efficiency and scalability.
- Act as liaison for Visa Acceptance Solutions platform
This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.
Qualifications
Basic Qualifications
- 5 or more years of relevant work experience with a Bachelors Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD
Preferred Qualifications
- 6 or more years of work experience with a Bachelors Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD
- 2+ years' payments processing experience with a payment network, processor, gateway or fintech
- Strong foundational knowledge of payment processing, transaction message structures and the relationships between data fields.
- Ability to understand and analyze technical bulletins to carry out field mapping between Visa and non-Visa formats.
- Experience with product development methodology.
- Interest in AI, including basics of machine learning, automation, and data analytics.
- Ability to adapt quickly and work creatively in a tech-driven environment.
- Familiarity with APIs and willingness to learn about AI-powered tools.
- Strong communication, attention to detail, and collaborative mindset.
Additional Information
Work Hours: Varies upon the needs of the department.
Travel Requirements: This position requires travel 5-10% of the time.
Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.
Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.
Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.
U.S. APPLICANTS ONLY: The estimated salary range for this position is $146,200 to $233,700 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.
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