Reinsurance Associate - HYBRID

Job Title

• Reinsurance Associate

Location

• 222 S Harbor Blvd, #720, Anaheim, CA 92805

Salary

• $55,000 - $75,000/year

Position Type

• Full-time
• Non-exempt (Hourly) or Exempt (Salaried)
• Monday – Friday
• 8:30 am – 5:30 pm
• Hybrid after 1 year – 3 days in office/2 days remote

Reports to

• Senior Underwriting/Reinsurance Manager

Position Overview:

DB Insurance is seeking a proactive and detail-oriented Reinsurance Associate to support the US Strategy team. The Reinsurance Associate supports the design, negotiation, and execution of the company's reinsurance programs. This role collaborates closely with underwriting, actuarial, finance, claims, brokers, and reinsurers to secure adequate and cost-effective reinsurance protection. This position focuses on analyzing exposure data, preparing market submissions, and assisting with the placement of treaty and facultative reinsurance across multiple lines of business.

Key Learning Opportunities

• Gain hands-on experience in structuring treaty and facultative reinsurance programs.
• Develop a deep understanding of the global reinsurance market, pricing trends, and reinsurer appetites.
• Learn how underwriting, actuarial modeling, and portfolio analytics drive reinsurance strategies.
• Build strong communication and negotiation skills through exposure to brokers and reinsurers.
• Acquire practical knowledge of reinsurance documentation, contract terms, and regulatory considerations.

Core Responsibilities

• Assist in the design and placement of proportional and non-proportional reinsurance programs.
• Analyze exposure data, loss history, and modeling outputs to support risk assessment and placement recommendations.
• Prepare comprehensive reinsurance submissions, including portfolio summaries, loss exhibits, and underwriting materials.
• Collaborate with brokers and reinsurers throughout the renewal cycle and support negotiation activities.
• Coordinate with internal teams to collect data and insights needed for program design.
• Review placement documentation—including quotes, binders, and contracts—to ensure accuracy and consistency.
• Maintain detailed records of negotiations, terms, capacity offerings, and reinsurer participation.
• Monitor market conditions, industry trends, and regulatory developments relevant to reinsurance purchasing.

Qualifications:

• 1–5 years of experience in insurance or reinsurance; exposure to ceded operations or reinsurance placement preferred.
• Understanding of basic reinsurance concepts (treaty vs. facultative, proportional vs. excess of loss).
• Strong analytical skills with the ability to assess exposure data and loss trends.
• Excellent communication, teamwork, and organizational skills.
• Proficiency in Excel and data management.

Benefits

• Medical (PPO), dental (PPO), vision (PPO), and life insurance covered 100% by the company
• Paid time off and sick leave
• 13 annual paid holidays
• 401(k) plan with up to 4% company match
• Flexible Spending Account (FSA) & Dependent Care FSA
• Quarterly Fringe Benefit reimbursements
• Job-related training reimbursement
• Casual dress code

About Us

At DB Insurance USA, we carry forward a legacy of excellence that began in South Korea in 1962 and expanded to the U.S. in 1984. Backed by the financial strength of a global powerhouse (AM Best Rating: A+, S&P Rating: A+), we combine world-class resources with the agility of a close-knit team. With offices in California, Hawaii, New York, and Guam, we provide innovative insurance solutions tailored to protect your property, business, and livelihood. We are committed to fostering a culture of inclusion and innovation, ensuring exceptional service and peace of mind for every policyholder.