Deposit Operations Specialist

Job Summary

A growing financial institution in San Jose, CA is seeking a Deposit Operations Specialist to support deposit account operations, payment processing, and operational improvement initiatives. This direct-hire opportunity is ideal for a banking operations professional who is detail-oriented, collaborative, and ready to take ownership in a high-impact role.

The Deposit Operations Specialist will work closely with Operations, Risk, Compliance, Treasury, and other internal teams to ensure transactions are accurate, secure, timely, and aligned with regulatory expectations. This role offers strong visibility, supportive leadership, a positive team environment, and the opportunity to help improve processes as the organization continues to grow.

Key Responsibilities

- Manage and support deposit account activities for checking, savings, CDs, and other consumer and business deposit products.
- Process account maintenance requests accurately and efficiently while supporting daily operational workflows.
- Coordinate payment processing activities and ensure transactions are completed securely, accurately, and on time.
- Monitor payment exceptions, discrepancies, and operational issues, then assist with timely resolution.
- Partner with Risk, Compliance, Treasury, and Operations teams to support controls, policies, procedures, and regulatory requirements.
- Identify process improvement opportunities that enhance productivity, accuracy, customer experience, and operational excellence.

Compensation and Benefits

- Salary range: $90,000 to $95,000 per year.
- Job type: Direct hire.
- Location: San Jose
- Competitive compensation and benefits package.

Equal Opportunity Employer / Disabled / Protected Veterans

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For temporary assignments lasting 13 weeks or longer, AppleOne is pleased to offer major medical, dental, vision, 401k and any statutory sick pay where required.

We are committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation for any part of the employment process, please contact your staffing representative who will reach out to our HR team.

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We also consider for employment qualified applicants regardless of criminal histories, consistent with legal requirements, including, if applicable, the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. Pursuant to applicable state and municipal Fair Chance Laws and Ordinances, we will consider for employment-qualified applicants with arrest and conviction records, including, if applicable, the San Francisco Fair Chance Ordinance. For Los Angeles, CA applicants: Qualified applications with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act.

Additional Skills

Required Qualifications and Skills

- Support deposit operations, account maintenance, and daily production workflows.
- Coordinate payment processing activities and monitor transaction accuracy, security, and timeliness.
- Partner with cross-functional teams on risk management, compliance, controls, and operational improvements.
- Participate in process enhancement initiatives focused on automation, innovation, and service quality.

- 6 to 10 years of relevant experience in banking operations, deposit operations, payment processing, treasury operations, or a related financial services role.
- Strong understanding of deposit account operations and payment processing workflows.
- Excellent attention to detail with a high level of accuracy and accountability.
- Strong organizational, analytical, and problem-solving skills.
- Ability to manage multiple priorities in a fast-paced, dynamic environment.
- Effective communication skills with the ability to collaborate across Operations, Risk, Compliance, Treasury, and business teams.
- Self-motivated professional who takes ownership, follows through, and proactively drives results.

Preferred Qualifications

- Experience supporting operational projects, process improvements, automation initiatives, or banking system enhancements.
- Familiarity with consumer and business deposit products, including checking, savings, and CDs.
- Experience working in a growing financial institution or regulated banking environment.
- Knowledge of operational controls, exception management, and regulatory compliance practices related to deposit and payment operations.