Credit Manager

We’re looking for bold, entrepreneurial talent ready to help build something extraordinary — and reshape the future of building products distribution.

QXO is a publicly traded company founded by Brad Jacobs with the goal of building the market-leading company in the building products distribution industry. On April 30, 2025, QXO completed its first acquisition: Beacon Building Products, a leading distributor in the sector.

We are building a customer-focused, tech-enabled, and innovation-driven business that will scale rapidly through accretive M&A, organic growth, and greenfield expansion. Our strategy is rooted in delivering exceptional customer experiences, improving operational efficiency, and leveraging data, digital tools, and AI to modernize a historically under-digitized industry.

What you'll do:

As a Credit Manager II at QXO, you will play a critical role in driving profitable growth by balancing credit risk with strong customer and stakeholder relationships. You will lead complex credit decisions, manage a diverse accounts receivable portfolio, and partner closely with Sales, Branch Leadership, and senior stakeholders to support business objectives.

• Lead strategic credit decision-making in collaboration with senior sales leaders, branch leadership, and executive stakeholders;
• Proactively support profitable sales growth by approving credit and securing transactions in alignment with company policies;
• Exercise expanded credit authority, including approval of higher-risk and more complex credit exposures;
• Assess, monitor, and manage customer credit risk, ensuring credit files and financial information remain current;
• Oversee and manage the accounts receivable portfolio through direct customer engagement and internal partnerships;
• Negotiate payment arrangements with delinquent accounts to minimize bad debt and improve cash flow;
• Manage third-party collection agencies and legal processes, as required;
• Prepare and deliver management and corporate reporting related to credit performance and risk exposure.

What you'll bring:

• Bachelor’s degree in Business, Finance, or a related field preferred, or equivalent combination of relevant certification(s) and experience;
• 5+ years of progressive experience in credit and collections;
• Strong interpersonal, communication, presentation, and negotiation skills;
• Experience in building materials distribution or the construction industry is an asset;
• Solid understanding of accounting and finance fundamentals;
• Familiarity with lien and bond procedures; knowledge of Quebec denunciation processes is a strong asset;
• Proficiency in Microsoft Office Suite;
• Ability to travel occasionally for business purposes;
• Excellent bilingual verbal and written communication skills (English/French). Proficiency in English is required due to regular communications with clients, partners, and stakeholders located outside of Québec.

What you'll earn

• Competitive Pay: We make sure that your hard work is recognized.
• Medical, Dental, and Vision Benefits: Experience the peace of mind that comes with our comprehensive benefits package including an employee assistance program and a telemedicine service designed to prioritize your well-being.
• Employee Stock Purchase Plan (ESPP): Bolster your financial growth. Invest in your future and become a stakeholder by purchasing company shares at a 15% discount twice annually.
• RRSP Program: Ensure a secure future with fair matching of your retirement contributions.
• Paid Leave: Recharge and find work-life balance with a personal emergency leave, and enjoy paid time off and company holidays to unwind and pursue personal interests.
• Paid Training and Advancement Opportunities: Open doors to exciting possibilities by engaging in our dynamic learning programs, which include the opportunity to earn valuable certifications.

More about QXO:
The building products distribution market is a nearly $800 billion global opportunity, with a highly fragmented landscape and significant room for innovation. As QXO continues to grow, we see transformative potential in areas like B2B e-commerce, price optimization, demand forecasting, and digital customer connectivity.

QXO is led by Brad Jacobs, who has founded and scaled five multibillion-dollar, publicly traded companies — including XPO, GXO, RXO, United Rentals, and United Waste. With more than 500 acquisitions completed across his career, Brad brings a proven track record of building world-class teams and creating long-term shareholder value.

QXO is an Equal Opportunity Employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, disability, or any other characteristic protected by applicable law.