Senior Software Engineer, Loans Originations

Who We Are

We are a national bank and next-generation financial services company committed to helping our millions of members achieve their financial goals. We use innovative, mobile-first technology and are driving an unprecedented transformation of the industry. We are proud that our daily work directly impacts people's lives, guided by our core values. Together with our members, we are redefining how people interact with and think about personal finance. Join us to invest in your career, yourself, and help us shape a brighter financial future.

The Role

Join us in revolutionizing the lending landscape. SoFi is seeking enthusiastic Senior Software Engineers who are ready to lead the development of key advancement to the next generation of our financial services platform. Key qualifications of this role include:

• 
  

  Leading the technical evolution of one or more key platform subsystems.



• 
  

  Resolving problems in the platform design and implementation that weren’t clearly anticipated, taking requirements with ambiguity and proposing durable technical solutions.



• 
  

  Expertly leverage existing solution patterns and understand when to differentiate resulting in well-structured, maintainable code.



• 
  

  Ability to understand data models, APIs, scaling concerns, and failure modes in order to make effective trade-offs between maintainability and performance.



• 
  

  Creating stability by writing meaningful tests, considering observability, and leveraging your ability to debug complex issues across multiple system layers.



• 
  

  The ability to create clear design and operational documentation.



• 
  

  Contributes to code reviews, is a role model for more junior engineers, and contributes to team efficiency, beyond personal output.

What You’ll Do

As an emerging leader within our team, you will focus on building out the features, capabilities, and member experiences for our market-leading loan products. This role involves full product lifecycle engagement, from initial concept to deployment. Key responsibilities include implementing new capabilities, ensuring code quality, and delivering highly-available, scalable services. Success requires close technical collaboration with Product, Marketing, Operations, Business, Legal, and Compliance teams. You will be responsible for translating business requirements from these stakeholders into effective technical solutions that provide outstanding value to our members.

What You’ll Need

• 
  

  Bachelor's or Master's degree in Computer Science, or Software Engineering



• 
  

  3+ years as a professional, full-time Software Engineer, or similar relevant work experience.

• 
  

  Proficient coding in Java, Kotlin, or other similar object-oriented programming language.



• 
  

  Proficient working with GIT and related CI/CD systems.



• 
  

  Experience with public cloud compute, storage, and infrastructure.



• 
  

  Experience with Kafka, Docker, Kubernetes, and Spring Boot or similar frameworks.



• 
  

  Deep understanding of relational and document database fundamentals.



• 
  

  Deep understanding of fundamental distributed systems concepts.

Nice To Have

• 
  

  Full-Stack experience in both back-end (Kafka, Redis, Docker) and front-end (JavaScript, TypeScript, React).



• 
  

  Experience with microservices design principles and architecture.



• 
  

  Experience with performance tuning and optimizing data access patterns.