Loan Consultant
:
We have an opening for a career-minded individual to join our Credit 9 team. This is an excellent opportunity for individuals with previous loan officer and customer service experience looking to grow their career in a role where compensation is closely tied to performance. The Loan Consultant reports to the Team Lead and is responsible for assisting eligible loan candidates through the loan origination process while meeting company funding and conversion goals.
This role is open to candidates within a commutable distance of our Irvine, CA, office. This role is non-exempt hourly and pays $19.00 an hour, plus bonus.
Responsibilities:
- Field inbound calls from prospective borrowers seeking a debt consolidation loan to transition into their line of credit.
- Initial contact with clients who now have reached the next phase of their program (in the line of credit) and explain the process /terms in detail.
- Provide loan consultations to potential borrowers from business affiliates.
- Obtain required loan documentation in accordance with Underwriting Guidelines.
- Review income, assets, and credit documentation for accuracy and compliance.
- Communicate credit decisions and loan terms to applicants.
- Work closely with Processors, loan payment department, and other departments as needed.
- Effectively manage a pipeline of loan leads and applicants to meet production goals.
- Ability to resolve customer service challenges and concerns.
Requirements:
- 1+ years of originating loans (personal, mortgage, or student etc.)
- 1+ years of processing loans.
- 1+ year of Customer Service experience.
- Bilingual in Spanish preferred.
- Ability to effectively work in a large team environment.
- Ability to successfully work independently with minimal supervision.
- Ability to communicate all aspects of the loan origination process effectively and concisely to loan applicants, team members, and external partners.
- Excellent verbal, written, and interpersonal communication skills.
- Strong organization, time management, and multitasking skills.
- Passionate about helping customers achieve their financial goals.
- Detailed-oriented with the ability to apply policies, procedures, and underwriting guidelines.
- Strong working knowledge of Microsoft Office and Google Suite products.
- Self-motivated desire to succeed with a proven track record of meeting and exceeding goals.
Education:
- High School or equivalent required
- Bachelor's degree preferred, but not required
Company Benefits:
- Future Career Path opportunities
- Medical, Dental, and Vision
- Pet Insurance
- Company Paid Group Life / AD&D Insurance
- Employee Assistance Program (EAP)
- 401(k)/match
- 7 Paid Holidays and 2 Floating Holiday Days to use at will
- Paid Time Off
- Flexible Spending/ HSA
- Disability Insurance
- Referral Program
Americor is proud to be an Equal Opportunity Employer. Americor does not discriminate on the basis of race, color, gender, disability, veteran, military status, religion, age, creed, national origin, sexual identity or expression, sexual orientation, marital status, genetic information, or any other basis prohibited by local, state, or federal law.
We are an equal opportunity employer without regard to race, religion or religious creed (including religious dress and grooming practices), color, sex (including pregnancy, perceived pregnancy, childbirth, breastfeeding, and any related medical conditions), gender, gender identity and expression, sexual orientation, transitioning status, national origin, ancestry, citizenship status, uniform service member status, military and veteran status, marital status, pregnancy, age, protected medical condition, genetic information, mental or physical disability, holding or presenting a driver's license issued under Cal. Vehicle Code Section 12801.9, or any other category protected by applicable federal, state or local law.
Americor Funding, Inc. (the Company) has an internal recruiting department. Americor Funding Inc. may supplement that internal capability from time to time with assistance from temporary staffing agencies, placement services, and professional recruiters (Agency). Agencies are hereby specifically directed NOT to contact Americor Funding Inc. employees directly in an attempt to present candidates. The Company's policy is for the internal recruiting team or other authorized personnel to present ALL candidates to hiring managers.
Any unsolicited resumes sent to Americor Funding Inc. from a third party, such as an Agency, including unsolicited resumes sent to a Company mailing address, fax machine or email address, directly to Company employees, or to the resume database will be considered Company property. Americor Funding Inc. will NOT pay a fee for any placement resulting from the receipt of an unsolicited resume. Americor Funding Inc. will consider any candidate for whom an Agency has submitted an unsolicited resume to have been referred by the Agency free of any charges or fees.
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