Back to Jobs

Private Mortgage Banker

Wells Fargo
Chula Vista, CA
About this role:

Wells Fargo is seeking an CA-WA Private Mortgage Banker (SAFE) in Consumer Lending as part of Home Lending. Learn more about our career areas and lines of business at wellsfargojobs.com .

In this role you will:
  • Participate in soliciting residential mortgages from various sources
  • Produce high quality jumbo loans which are compliant and provide excellent customer service
  • Build relationships focused on affluent borrowers with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources
  • Develop and maintain a high degree of visibility for Wells Fargo Home Mortgage in the marketplace; stay informed of mortgage industry trends and developments in the assigned market
  • Present recommendations for producing loans and exercise some independent judgment while developing understanding of and adherence to Private Mortgage Banking Sales functional area, policies, procedures, compliance requirements, and generating loans
  • Understand real estate appraisals, title reports, and real estate transactions
  • Receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in; analyze and offer mortgage loan products based on client needs
  • Review and analyze low to moderately complex financial and credit data; match customer needs with an appropriate loan program and level of risk
  • Inform prospective and existing customers of Wells Fargo Home Mortgage programs, rates, policies, underwriting requirements, and loan procedures; maintain high standard of client satisfaction and quality by ensuring timely and proactive customer communication
  • Pursue Wells Fargo training offerings to increase knowledge of company products, policies and procedures, and underwriting requirements
  • This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below
Required Qualifications:
  • 2+ years of Private Mortgage Banking Sales experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, or education
Desired Qualifications:
  • Bilingual speaking proficiency in Tagalog/English
  • Bilingual speaking proficiency in Chinese/English
  • Basic Microsoft Office skills
  • Documented retail residential mortgage fundings over the past 12 months referred primarily from established, local, external sources
  • Excellent verbal, written, and interpersonal communication skills
  • Mortgage industry experience
  • Knowledge and understanding of sales prospecting and generating referrals
  • Customer service experience
  • Experience working with high net-worth clients
Job Expectations:
  • This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) website ( provides the MU4R questions and registration required for employment in this position. Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary
  • Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary
  • Completion of formal position specific training programs
  • Reliable transportation
  • Ability to work nights, weekends, and/or holidays as needed or scheduled
Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.
$0.00 - $0.00
Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.
  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance, critical illness insurance, and accident insurance
  • Parental leave
  • Critical caregiving leave
  • Discounts and savings
  • Commuter benefits
  • Tuition reimbursement
  • Scholarships for dependent children
  • Adoption reimbursement
Posting End Date:
21 Jun 2026
  • Job posting may come down early due to volume of applicants.
We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
Posted 2026-04-24

Recommended Jobs

Project Manager

JLB Traffic Engineering, Inc.
Fresno, CA

JLB Traffic Engineering, Inc. (JLB) is looking for Project Managers interested in full-time positions with experience in traffic and civil engineering with a transportation background. JLB offers a po…

View Details
Posted 2026-04-06

Regional Commercial Banking Manager

MRINetwork Jobs
Los Angeles, CA

Excellent opportunity for a Commercial Banking Manager with a very successful large regional financial institution.  Focus is middle market companies with revenues $20MM-5 billion. Will manage the Do…

View Details
Posted 2026-04-03

Attorney - Business & Facilities (West Hollywood)

Jobot
West Hollywood, CA

Join a leading aerospace component manufacturer as a Quality Manager and enjoy career growth, exciting projects, and a competitive compensation package with great benefits in a dynamic, team-driven e…

View Details
Posted 2026-04-15

City Supervisor San Diego, CA Hybrid Part-Time

Slate
San Diego, CA

Part-Time | Independent / Hourly Estimated Time Commitment: 2–4 hours per week Slate is seeking a Part-Time Site Supervisor / Client Relations Representative to serve as our San Diego on-site …

View Details
Posted 2026-03-31

Tax Partner - State and Local Tax

KnowHireMatch
Woodland Hills, CA

Tax Partner - State and Local Tax Well established, highly profitable regional CPA firm seeks a direct entry Tax Partner to add to their growing staff. Must be a subject matter expert in State of CA s…

View Details
Posted 2026-03-25

Energy Consultant

Lytegen
Anaheim, CA

About Us Lytegen is building an elite closing team. We are not hiring average reps we are recruiting proven producers who know how to walk into a home, control a conversation, build trust fast, an…

View Details
Posted 2026-02-21

Product Test Engineer II - Geodatabase

Esri
Redlands, CA

Overview Are you a geographer, GIS/data analyst, engineer or computer scientist who has a passion for building high-quality commercial software? We are looking for individuals with a dedication to qu…

View Details
Posted 2026-04-18

Project Engineer - Traffic

BKF Engineers
San Jose, CA

BKF is a multi-service infrastructure consulting firm providing civil engineering and surveying services across California, the Pacific Northwest, and beyond. With offices throughout California and t…

View Details
Posted 2026-03-13

Auto Body Technician

Caliber
Riverside, CA

Service Center CSCS CA Every day, over 20,000 car accidents disrupt lives. When our customers face one, we step in to make things right — quickly, confidently, and with care. At Caliber, fixi…

View Details
Posted 2026-04-18

Nurse Practitioner Physician Assistant Neuro Hospitalist

Palm Careers
Palm Springs, CA

Very exciting Physician Assistant / Nurse Practitioner night shift opportunity in BEAUTIFUL Palm Springs, CA! We are looking for skilled Physician Assistants or Acute Care Nurse Practitioners experie…

View Details
Posted 2026-01-28