Trust Administration Officer II

City National Bank
Montecito, CA
Trust Administration Officer II Location Montecito, CA : TRUST ADMINISTRATION OFFICER II WHAT IS THE OPPORTUNITY? This is an entry level Personal Trust Officer position, responsible for administering personal trust accounts such as testamentary/intervivos trusts, foundations and agency accounts in accordance with terms specified in the trust instrument. Under general guidance from the trust team, opens and maintains estates, trusts, agency accounts and guardianships. Become familiar with the governing document to interpret terms, responsibilities and duties of the Bank. Receive guidance in understanding provisions of the documents and strategies associated with the assigned accounts. Develop and maintain relationships with clients to help execute day to day administrative functions. Maintain up-to-date knowledge of account activity by reviewing various reports. Seek guidance on tax and administration issues. What you will do
  • For Trusts where CNB is trustee, reviews and revises paperwork from sales team (e.g., agreements, fee schedules, transfer proxies, receipt of assets, ensure accurate cost basis and tax acquisition dates, obtain any missing information and signatures, etc.). Make corrections and additions to ensure accuracy.
  • Prepare account paperwork, as required.
  • Analyze anticipated income to insure sufficient cash is maintained to meet beneficiary distributions, banks fees, trust bills, etc.
  • Obtain missing documents from clients.
  • For Trust accounts, initiate annual administrative review of accounts. Review files for completed forms, codes, review payments and transactions and for accuracy. Review forms to ensure they are consistent with the Trust Document.
  • Produce and review various tax reports for clients and intermediaries. Research tax deficiency notices. Pay estimated taxes and allocates tax payments between principal and income, file returns, and maintains tax calendars. Communicate with Tax Vendor and external intermediaries.
  • Gather data for account reconciliation, ensuring distribution requirements are met for charitable trusts, computes distribution amounts for uni-trust accounts and reviews fee agreements between the bank, clients, and Co-Fiduciaries.
  • Complete discretionary distribution requests. Submit formal requests to the Trust Officer for approval.
  • Coordinate set up, tracking, and monitoring of personal property inventory; real estate, mineral, oil and gas, intellectual properties, and special financial assets. (i.e., notes, loans, partnerships, etc.)
  • Provide client service by responding and researching client and colleague inquires by phone, email, and written communications.
  • Respond to advisors and intermediaries regarding the administration and maintenance of accounts.
  • Fields phone calls from clients and intermediaries.
  • Review documents and responses to compliance department, audit and OCC inquiries after research is performed by TA.
  • Gather information from clients for projects.
  • Prepare draft correspondence letters and memos.
  • Maintain new account logs.
  • Follow appropriate Regulation 9 process.
  • Maintain all appropriate training and continuing education requirements for both internal programs and external licenses and certifications.
  • Cooredinate with local market office for office releated function and coverage
Must-Have*
  • Minimum 4 years of experience in Personal Trust required
  • Minimum 4 years of experience in a financial services organization required
  • Minimum 4 years of administrative/clerical experience required
Skills and Knowledge
  • Bachelor's Degree.
  • J.D. Degree a plus.
  • Up to three years' experience in trust administration preferred.
  • Strong written and verbal communications skills.
  • Ability to gather, arrange, compile, interpret, analyze, summarize and evaluate information and data to identify opportunities and formulate conclusions and recommended actions.
  • Ability to set priorities, and objectives.
  • Demonstrate excellent working knowledge of trust administration.
  • Colleague is ideally working towards Trust Certificate and/or CTFA
Compensation Starting base salary: $65,296 - $104,304 per year. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
  • To be considered for this position you must meet at least these basic qualifications
The preceding has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. Benefits and Perks At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our Benefits and Perks. INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT City National Bank is an equal opportunity employer committed to diversity and inclusion. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by law.' ABOUT CITY NATIONAL We start with a basic premise: Business is personal. Since day one we've always gone further than the competition to help our clients, colleagues and community flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues to drive phenomenal growth today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies.
Posted 2025-11-13

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